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Help analysing this chord progression

Posted: Thu Feb 19, 2026 4:12 pm
by Daniel_uk
Can anyone help me understand the theory behind what is happening with this chord progression?

The verse goes

F / Gm7 / Bb / F / Dm7 / F/C / Bb / C

So I view this as just being in F Major with all diatonic chords

But on the next round it end on Eb instead of C before going into the chorus. I assume this is either a borrowed chord (bVII) or a pivot chord - or both

The chorus then goes

Bb / F / Bb / F / Ab / Eb / C/E / F / D/F# / Gm / Bb/F / Edim / Eb / F / Bb

Then it is back to the verse. I assume this chorus has modulated to the key of Bb but that's as far as I can get with analysing it. There is so much going on here and would be great to understand it a little more.

Can anyone help?